Need Funds Without Selling Your Stocks? Understanding Securities-Backed Loans

Amid stock market volatility, investors in need of funds face the choice of selling their stocks or retaining their investments. Securities backed loans offer an alternative through PT Pegadaian, allowing eligible stocks to be used as collateral to access funds without immediate liquidation. Before using this facility, investors should understand the applicable fees, repayment period, collateral requirements, stock price fluctuations, and potential consequences of failing to meet loan obligations.

NewsPublic Relations
Oct 28, 2026

Indonesia Daily Focus October 28, 2026

BBNI posted 3Q26 net profit of IDR5.4tr (+5.2% QoQ, +6.8% YoY), bringing 9M26 earnings to IDR16.1tr (+6.6% YoY). The QoQ growth came from a 36.8% QoQ drop in provisions, while NII fell 2.7% QoQ and PPOP declined 1.5% QoQ. Loans grew 22.2% YoY to IDR992.5tr, funded by 20.4% YoY TPF growth.

Daily ReportResearch Team
Oct 27, 2026

What's New

Need Funds Without Selling Your Stocks? Understanding Securities-Backed Loans

Amid stock market volatility, investors in need of funds face the choice of selling their stocks or retaining their investments. Securities backed loans offer an alternative through PT Pegadaian, allowing eligible stocks to be used as collateral to access funds without immediate liquidation. Before using this facility, investors should understand the applicable fees, repayment period, collateral requirements, stock price fluctuations, and potential consequences of failing to meet loan obligations.

NewsPublic Relations
Oct 28, 2026

Mirae Asset Highlights Foreign Outflows and Rupiah Weakness, Emphasizes Selectivity in Banking Stocks

PT Mirae Asset Sekuritas Indonesia views foreign investor selling pressure and rupiah depreciation as key factors for market participants to monitor amid uncertainty surrounding MSCI’s proposed reclassification of Indonesia’s equity market. These conditions also underscore the importance of selectivity in choosing banking stocks with strong funding fundamentals.

NewsPublic Relations
Oct 27, 2026

Mirae Asset Strengthens M-STOCK Through Feature Enhancements and AI Integration

PT Mirae Asset Sekuritas Indonesia continues to enhance M STOCK throughout 2026 to improve customers’ digital investment experience. Key developments include updates to stock profiles and shareholder information, digital account opening, transaction monitoring, and account recovery. The company is also exploring the use of artificial intelligence (AI), including MAIA (AI Based Transaction Automated Trading), to support automated trading and provide more relevant insights for investors.

NewsPublic Relations
Oct 26, 2026

Research

Indonesia Daily Focus October 28, 2026

BBNI posted 3Q26 net profit of IDR5.4tr (+5.2% QoQ, +6.8% YoY), bringing 9M26 earnings to IDR16.1tr (+6.6% YoY). The QoQ growth came from a 36.8% QoQ drop in provisions, while NII fell 2.7% QoQ and PPOP declined 1.5% QoQ. Loans grew 22.2% YoY to IDR992.5tr, funded by 20.4% YoY TPF growth.

Daily ReportResearch Team
DownloadOct 27, 2026

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